for fiscal 2010 (IFRS)
| Profit and loss account | 30.06. 2010 millions Euro |
30.06. 2009 millions Euro |
Change in millions Euro |
| Net interest income | 88.7 | 21.3 | 67.4 |
| Loan loss provisions | -29.9 | -25.7 | -4.2 |
| Net commission income | 8.4 | 6.2 | 2.2 |
| Result from financial instruments at fair value, including hedge accounting | -24.8 | 41.4 | -66.2 |
| Result from financial investments and repurchased own bonds | 0.3 | 5.8 | -5.5 |
| Other operating result | 1.5 | 1.3 | 0.2 |
| Administrative expenses | -32.6 | -24.8 | -7.8 |
| Consolidated result before income taxes | 11,7 | 25,3 | -13.6 |
| Income taxes | -5.7 | -9.5 | 3.8 |
| Net group income for year | 6,0 | 15,8 | -8.9 |
| Balance Sheet Data | 30.06. 2010 millions Euro |
31.12. 2009 millions Euro |
Change in % |
| Total liabilities and equity | 37,199.8 | 35,358.0 | 5.2 |
| Due to non-bank customers | 10,916.8 | 10,400.9 | 5.0 |
| Due from banks | 3,889.3 | 3,992.5 | -2.6 |
| Due from non-bank customers | 18,187.9 | 16,813.5 | 8.2 |
| Reserve for revaluation | -189.5 | -120.3 | 57.5 |
| Shareholders’ equity | 350.8 | 416.0 | -15.7 |
| New business progress figures | 30.06. 2010 millions Euro |
30.06. 2009 millions Euro |
Change in % |
| Real estate finance | 679.0 | 432.0 | 57.2 |
| Capital market transactions | 1301.0 | 1671.0 | -22.1 |
| Key figures | 30.06. 2010 |
30.06. 2009 |
|
| Cost-income-ratio (CIR) (in %) | 44.1 | 35.4 | |
| Return-on-equity (RoE) (in %) | 4.8 | 5.3 | |
| 30.06. 2010 |
31.12. 2009 |
||
| Core capital (in € millions) | 729.4 | 685.8 | |
| Core capital ratio (in %) | 6.5 | 6.8 | |
| Shareholders’ equity ratio | 9.9 | 9.1 | |
