Sustainability Management


Deutsche Hypo is convinced of the necessity that the economic success of the company must go hand in hand with an intact natural environment and a society with stable social relations. Humanity today even more before, stands before joint challenges like climate change, the financial and economic crisis or the increasing scarcity of resources. As a commercial real estate finance provider and Pfandbrief bank we see a particular responsibility to address these developments according to our potential.

For us, acting sustainably means to make a contribution through our actions to leave future generations an ecologically intact and economically and socially stable world. Sustainable management means a responsible use of resources and energy, particularly with regard to sustainable construction of real estate. Furthermore, as buyers and sellers of products and services, we would like to take over responsibility as an employer and as part of society. Therefore, we have integrated responsibility and sustainability as core values in our mission statement and specified it in our sustainability strategy.

Materiality analysis

A materiality analysis is aimed at identifying, prioritizing and validating the main sustainability issues with their economic, social and environmental impact or their impact on the assessments and decisions of stakeholders. Deutsche Hypo views all persons and organisations as stakeholders, who are directly or indirectly influenced by the business activities of Deutsche Hypo or who can influence the Bank’s success.

Deutsche Hypo therefore uses discussions with various stakeholders to exchange ideas on sustainability topics and to generate impulses for its own sustainability-oriented activities and their further development. For several years, the bank has already been in contact with sustainability rating agencies and actively supports its sustainability Ratings.

Sustainability strategy

For Deutsche Hypo, sustainability is first and foremost a question of attitude: the direct and indirect support for sustainable development through its own actions as a company is part of its image and vision.

Deutsche Hypo believes firmly that many aspects of global change bear opportunities and risks for itself, as well as for its customers and investors, and therefore have an influence on its business activities. The sustainability strategy addresses the central aspects of global change for Deutsche Hypo, its clients and its investors, and offers insights into ways to efficiently seize the opportunities that arise while responsibly managing risks.

At Deutsche Hypo, the sustainability strategy is a sub-strategy of the corporate strategy.

Operational and organisational structure

The Board of Managing Directors of Deutsche Hypo has declared the professionalization of the sustainability management of the Bank as a central goal. The sustainability management is responsible for the implementation of these goals; it is located in the Communications and Board Staff Department, where it forms one of the main fields of activity. The duties of the sustainability management include the implementation of sustainability standards, the coordination of sustainability activities as well as the further development of the sustainability strategy. It is supported by a sustainability committee, which consists of members from all departments of the company that are related to sustainability.


Deutsche Hypo has set up various sustainability policies for its business, which guide and regulate business conduct, taking into account economic, ecological and social aspects. The guidelines supplement existing guidelines and principles regarding strategy and governance.

The following sustainability policies are currently being applied at Deutsche Hypo:

  • Policy for environmental impact of our business activities
  • Policy for human rights and labour standards
  • Purchasing guidelines of Deutsche Hypo
  • Framework policy money laundering prevention
  • Framework for fraud prevention management
  • Policy for dealing with tax law requirements
  • Policy for responsible marketing
  • Policy for sustainable real estate financing
  • Policy for controversial areas of business – weapons and armaments transactions
  • Policy for controversial areas of business – pornography

Ethics principles

The strategy as well as the image and vision of Deutsche Hypo are based on responsible, transparent and credible cooperation with its employees, customers and investors, business partners, shareholders and the general public. The basis for this cooperation is a special trust relationship, as a result of a fair, reliable and partnership-based approach. The Members of the Board of Managing Directors, the managers and each individual employee contribute to the integrity of Deutsche Hypo through their behavior to build the trust of the customers, investors and business partners as well as the shareholders and the general public.


For this reason, ethics principles have been created, which, together with the policy for gifts and benefits, provide a binding guideline for all employees. All of them work together to carry out day-to-day work at the Banku2019s corporate principles, which includes values such as reliability, customer orientation, determination, transparency and sustainability.


Corporate principles of Deutsche Hypo, real estate specialist of the NORD/LB Group and Pfandbriefbank since 1872: We build our house together with clear architecture, open doors, short paths and high transparency. We orient our actions against our customers, against our owners and among each other equally to the following claims:

  • We are a long-term and reliable partner
  • quick and individual.
  • We are friendly and also international.
  • We unite tradition and modernity.
  • We speak openly and treat each other respectfully.
  • We use our scope to act to achieve common objectives.
  • We work enthusiastically to achieve success for our customers and our Bank.


Recognition of sustainability initiatives

Deutsche Hypo is a member of the ZIA Zentraler Immobilien Ausschuss e.V. and recognises the voluntary self-commitment of the real estate industry in form of the sustainability manual of ZIA “Sustainability – Code, Reports and Compliance”. In addition, Deutsche Hypo is oriented towards two international sustainability standards. These are, on the one hand, the ten principles on the sustainable development and responsibility of the UN Global Compact and the UNEP F’s self-commitment. Deutsche Hypo regularly checks compliance with these initiatives. The full text of the commitment and additional information on the ZIA, UN Global Compact and UNEP FI can be found here:

Additional links:

Zentraler Immobilienausschuss e.V.

UN Global Compact


German diversity charter

The Diversity Charter is a corporate initiative to promote diversity in companies and institutions and is supported by the German Chancellor and the Commissioners of the Federal Government for Migration, Refugees and Integration. The initiative aims to promote the recognition, appreciation and inclusion of diversity in corporate culture in Germany. Organizations should create a work environment that is free from prejudices. All employees should enjoy appreciation – irrespective of gender, nationality, ethnic origin, religion or belief, disability, age, sexual orientation and identity. Under the terms of the charter, Deutsche Hypo has committed itself to:

  • cultivate an organisational culture characterised by the mutual respect and appreciation of each and every individual. We create the prerequisites for managers and employees to recognize, share and live these values. A special obligation is imposed on the management.
  • review our personnel processes and ensure that they meet the diverse abilities and talents of all employees as well as our performance requirements.
  • to recognize the diversity of society within and outside the organisation, to value the potential within it and to make it valuable for the Bank.
  • to implement the Charter on internal and external dialogue.
  • to provide information about our activities and progress in the promotion of diversity and appreciation annually.
  • inform our employees about diversity and to involve them in the implementation of the charter.

Sustainability programme

For Deutsche Hypo, the ultimate goal is to ensure its sustainable development. The sustainability strategy therefore stipulates that the bank would like to maintain its sustainability rating at least with a “prime” rating and achieve an improvement in its sustainability every year. On the basis of the materiality analysis, the sustainability management, the sustainability committee and the Board of Managing Directors therefore draw up an annual sustainability programme in which measurable and concrete measures for the current year are defined. All measures are examined in the following year for the degree of attainment.