{"id":19548,"date":"2019-04-25T08:21:34","date_gmt":"2019-04-25T06:21:34","guid":{"rendered":"https:\/\/www.deutsche-hypo.de\/?p=19548"},"modified":"2019-04-24T18:48:51","modified_gmt":"2019-04-24T16:48:51","slug":"deutsche-hypo-increases-result-to-e-74-7-million","status":"publish","type":"post","link":"https:\/\/www.deutsche-hypo.de\/en\/news-en\/deutsche-hypo-increases-result-to-e-74-7-million","title":{"rendered":"Deutsche Hypo increases result to \u20ac 74.7 million"},"content":{"rendered":"<ul>\n<li>\n<h4><b><strong>Increase of almost 20% in result<\/strong><\/b><\/h4>\n<\/li>\n<li>\n<h4><b><strong><b><strong>Precautionary reserves again bolstered<\/strong><\/b><\/strong><\/b><\/h4>\n<\/li>\n<li>\n<h4><b><strong><b><strong><b><strong>Successes on the funding side<\/strong><\/b><\/strong><\/b><\/strong><\/b><\/h4>\n<\/li>\n<\/ul>\n<p>In financial year 2018, Deutsche Hypothekenbank generated a result from normal operations of \u20ac 74.7 million, representing a 19.1% increase on the previous year\u2019s result of \u20ac 62.7 million. This positive development was due both to special effects and in particular also to the high quality of the financing provided, producing a risk result enabling net releases in the real estate finance business area.<\/p>\n<p>\u201cWe are satisfied with the financial year 2018 and are delighted that the current result seamlessly continues our strong results from the previous year. Our lending activity, which is always focused on quality, is clearly paying off, and also forms the foundation for a strong future position for Deutsche Hypo in terms of its financing portfolio. The fact that last year we were able to further boost our precautionary reserves is important and positive in equal measure,\u201d explained <strong>Sabine Barthauer<\/strong>, Member of Board of Managing Directors of Deutsche Hypo, on the publication of the financial figures.<\/p>\n<p><strong>Volume of new business impacted by strong competition<\/strong><\/p>\n<p>The new business volume in 2018 was down compared with the level of credit commitments in the previous year, largely due to the intensive competition within the market environment. Additionally, the Bank\u2019s quality-focused business policy means that it has been deliberately very selective in terms of new business. At the end of the year, the volume of new business transactions stood at \u20ac 2,869.8 million (prior year: \u20ac\u00a03,798.3 million).<\/p>\n<p>Standing at \u20ac 1,698.4 million (prior year: \u20ac\u00a02,180.9), almost three fifths of the new business volume was attributable to the core market of Germany. Similarly, new business volumes in the largest in foreign markets of Benelux, UK and France totalling \u20ac 368.9 million (prior year: \u20ac\u00a0488.6 million), \u20ac 347.4 million (prior year: \u20ac\u00a0466.1 million) and \u20ac 274.6 million (prior year: \u20ac\u00a0399.7 million) were also down. Turning to the asset classes, new business was dominated by office properties with a total volume of \u20ac\u00a01,289.8 million (prior year: \u20ac\u00a01,198.8 million). Conversely, last year financing of retail real estate fell significantly to \u20ac 616.5 million (prior year: \u20ac\u00a01,338.5 million). This was followed by residential finance with a volume of \u20ac 487.5 million (prior year: \u20ac\u00a0554.2 million). Despite the lower volume of new business, in 2018 Deutsche Hypo expanded its portfolio of commercial real estate finance to \u20ac 12,264.0 million (prior year \u20ac\u00a012,077.1 million) as fewer early repayments were recorded year-on-year.<\/p>\n<p><strong>Positive risk result in the commercial real estate finance segment<\/strong><\/p>\n<p>The Bank\u2019s risk-conscious lending policy produced a positive risk result in the commercial real estate finance area \u2013 also seeing releases of loan loss provisions in net terms. For the Bank as a whole, the risk result came to \u20ac -20.3 million (prior year: \u20ac\u00a0-41.3 million), an improvement of more than 50%. As in previous years, this also includes a significant increase of the precautionary reserves pursuant to section 340 f German Commercial Code (HGB). While the other operating income was down at \u20ac -7.4 million (prior year: \u20ac\u00a0-4.2 million), the income from securities and participatory interest rose to \u20ac\u00a09.1 million (prior year: \u20ac\u00a0-10.2), which was primarily due to a special effect: Earnings from the sale of a debtor warrant of Heta Asset Resolution AG totalling \u20ac12.1 million were posted.<\/p>\n<p>As a result of the development of new business and intensification of competition which increased pressure on margins, the Bank&#8217;s net interest income of \u20ac 177.4 million (prior year:<\/p>\n<p>\u20ac 193.4 million) was down year-on-year. Additionally, the reduction of the capital market portfolio, which is still proceeding to plan, had a detrimental impact on interest income. At \u20ac 84.0 million (prior year: \u20ac 83.8 million), the administrative expenses of Deutsche Hypo remained more or less stable. Additional investments in the technical and organisational infrastructure and lower expenditure for variable remuneration components largely balanced out. At \u20ac 11.1 million, the bank levy again represented a significant cost element. The cost-income-ratio rose to 49.5% (prior year: 42.3%).<\/p>\n<p><strong>First sterling mortgage Pfandbrief and second Green Pfandbrief successfully placed<\/strong><\/p>\n<p>In 2018 Deutsche Hypo was again able to fund its new business on competitive terms. It issued securities of its own totalling \u20ac 2,327.1 million (prior year: \u20ac 3,526.3), including mortgage Pfandbriefe in the amount of \u20ac 1,722.8 million (prior year: \u20ac 1,328.0 million) and unsecured bonds in the amount of \u20ac 604.3 million (prior year: \u20ac 2,198.3 million). In terms of issues, highlights included the first mortgage Pfandbrief issued by the Bank in sterling for a total of<\/p>\n<p>\u00a3 355.0 million and the second Green Pfandbrief totalling \u20ac 500 million \u2013 this seeing Deutsche Hypo expanding its green value creation chain for awarding energy-efficient commercial real estate finance.<\/p>\n<p><strong>\u201cStrong new business transactions expected for 2019\u201d<\/strong><\/p>\n<p>\u201cOur sector continues to express a healthy optimism, which was apparent at the Mipim real estate trade fair in March. I assume that the real estate cycle will remain at this strong level for some time to come,\u201d explained <strong>Barthauer<\/strong>. \u201cWe are looking confidently to financial year 2019 and expect that again we will enter into high-quality new business transactions both at our domestic and foreign markets. Given the unrelenting competition and our risk-averse business policy, we do not assume, however, that the level of the previous year\u2019s result will be achieved in 2019.\u201d<\/p>","protected":false},"excerpt":{"rendered":"<p>Increase of almost 20% in result Precautionary reserves again bolstered [&hellip;]<\/p>\n","protected":false},"author":34,"featured_media":16405,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_oasis_is_in_workflow":0,"_oasis_original":0,"_oasis_task_priority":"2normal","footnotes":""},"categories":[5],"tags":[],"class_list":["post-19548","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news-en"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Deutsche Hypo increases result to \u20ac 74.7 million - Deutsche Hypo<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.deutsche-hypo.de\/en\/news-en\/deutsche-hypo-increases-result-to-e-74-7-million\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Deutsche Hypo increases result to \u20ac 74.7 million - 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