Debt-Issuance-Programme

The Debt Issuance Programme as platform for international bond issuance

Deutsche Hypo sees itself as a capital market partner that meets the individual investment requirements of institutional investors. As an active and flexible partner for institutional investors, Deutsche Hypo issues traditional securities that are oriented towards the domestic market, as well as structured issues that meet a wide range of investor needs with their tailor-made, individual features. Deutsche Hypo thus offers a product range that is permanently and rigorously geared to the demands of the market.

The Debt Issuance Programme (DIP), launched in January 2004 and worth € 15 billion provides the platform for all issued products, i.e.

• Mortgage Pfandbriefe
• Public Pfandbriefe
• Senior unsecured bonds
• Subordinated capital

enabling them to be marketed internationally in a large number of major currencies.

As the privilege for frequent issuers (“Daueremittentenprivileg”) ended on 31 December 2008, the Debt Issuance Programme is now the only platform for the issuance of bearer notes according to applicable law (“WpPG – Wertpapierprospekt-gesetz” [German Securities Prospectus Act]).

We guarantee that dealer institutions will receive the utmost level of price transparency and consistency – a service that will also indirectly benefit end investors. We aim to achieve this by emailing our price indications as a PDF attachment to all the programme dealers at least once a month and, in particular, whenever any changes occur. The Debt Issuance Programme is also open to new counterparties who can make drawings on the Programme in the capacity of ad-hoc dealers or dealers of the day. New counterparties that perform consistently well will then be given the option of also becoming programme dealers.

Deutsche Hypo permanently offers ample liquidity, even for large withdrawals, as part of the Debt Issuance Programme; the issues are currently being well received on the market, in particular by internationally active investors.

The issue currencies have been the Euro, the US Dollar, the Swiss Franc, the Japanese Yen, the Pound Sterling and the New Zealand Dollar.

Issuing activity under the Debt Issuance Programme has been supported by the entire programme consortium, with each institution playing to its particular regional and structural strengths in terms of placement. Details of the composition of the consortium and all other basic data relating to the Programme can be found in the Prospectus, which is compliant with the EU Prospectus Directive, already transposed into German national law, and therefore fully in line with the latest documentation requirements.

In its funding activities, as in all its operations on the capital markets, Deutsche Hypo makes a point of reacting quickly and flexibly to investor wishes as well as to market requirements, so as to exploit the multiplier effect within the renowned and international dealer consortium and thus meet investor demand as effectively as possible. By building on cordial, trusting and long-term relations with key players on the international capital markets, Deutsche Hypo aims to create the broadest possible pool of investors.

The product range, accessible in particular through the Debt Issuance Programme, enjoys high ratings, creating lasting investor confidence and in particular making it easier to place the products internationally.

Restrictions on use and disclaimer

The information contained in the issue prospectus for Deutsche Hypo’s Debt Issuance Programme is furnished solely for your information and does not represent a recommendation to buy, sell or hold any securities whatsoever.
The issue prospectus is drawn up annually. We hereby expressly draw your attention to this fact and to the date of publication. The information was up to date on the day the prospectus was drawn up. By providing this information, we are not obliged to notify you of any changes in factual or legal circumstances that could render all or part of this information worthless.
Third parties may receive updated information. This does not entitle you to demand an updated version of the information published herein.
All the information contained in this document was carefully collated as at the day the prospectus was drawn up. However, no representations or warranties are made as to the completeness or accuracy of this information. Deutsche Hypothekenbank (Actien-Gesellschaft) assumes no liability for any losses arising in connection with the use of the information contained herein.
The investment options set out in the Debt Issuance Programme may not be appropriate for all investors. Investors must make their investment decisions on the basis of their own particular investment objectives and financial situation and, at their own discretion, avail themselves of independent financial advice. This includes obtaining information on the factual and legal circumstances that prevail at the time the investment decision is made and which relate to the Debt Issuance Programme or Deutsche Hypo.

This publication may be subject to statutory reglementation in certain jurisdictions. Individuals holding a copy of this publication are hereby expressly requested to inform themselves of, and adhere to, any restrictions. The information may not be used unlawfully in other jurisdictions.

As regards legal restrictions in certain jurisdictions, your attention is drawn to the particulars of the prospectus. The securities described herein have not been, and will not be, registered under the US Securities Act of 1933 with the securities regulatory authority of any US state or other jurisdiction in the United States and may not be offered or sold, directly or indirectly, in the USA unless these securities are so registered or an exception has been made to the registration requirements.

I have read and understood this declaration and hereby accept the contents thereof.